Tiger.co.uk | Modifications Explained

Get some of the best modified car insurance on the market with Tiger.co.uk

Getting a good quote for modified car insurance depends on the type and degree of modification which has been made to a car. There will be several factors that determine a base rate, such as your age, the car insurance group, the area you live in and the level of cover you require. Once this base rate is obtained various discounts and loadings are applied depending on the individual risk.

It is "loadings" that are applied as a result of vehicle modifications. The amount of loading is related to the sort of modification that has been made. For example, a set of alloy wheels is quite commonplace these days, so a lot of companies may only apply a small loading. Conversely, a rattlesnake bodykit on a Ford Escort 1.1 LX will more than likely attract a much heavier loading.

The list below names the type of modification our partners may cover.

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  • After-Market Exhaust System approved for road use
  • Air Conditioning
  • Air Filter
  • Alarms/Immobilisers/Tracking Devices
  • Alloy Wheels
  • Altered Pedal Configuration
  • Badges Indicating Increased Performance
  • Blueprinting
  • Body Kit
  • Bonnet Bulge
  • Bored-out Engine
  • Braided Brake Hoses
  • Bull Bars
  • Chipping - Engine Management System Changes
  • Dashboard Changes
  • Decals/Stickers
  • Driving Lights
  • Dual Controls
  • Exhaust System Changes
  • Flared Wheel Arches
  • Flared Wings
  • FogLamps
  • Front Spoiler/Airdam
  • Gearing Change
  • Hand Controls
  • High Level Brake Light
  • Infra Red Controls
  • Larger Speakers
  • Locking Wheel Nuts
  • LPG Conversion
  • Magnetic/Removable Signs
  • Miscellaneous Engine Alterations
  • Murals
  • Nitrous Oxide Kit Fitted
  • Non Standard Paint Work
  • Non-standard Engine
  • Non-standard Re-spray
  • Other
  • Painted Signs (Greater than 25% of side and door)
  • Painted Signs (Under 25% of side and door)
  • Rally Lights
  • Rear Roof Spoiler
  • Rear Spoiler/Aerofoil
  • Rear Valance
  • Side Skirts/Sills
  • Sports Steering Wheel
  • Spot Lights
  • Standard Engine Replacement
  • Stripes
  • Sunroof
  • Supercharging
  • Suspension Changes
  • Tinted Windows
  • Towbar
  • Transmission Changes
  • Turbocharging
  • Upholstery Changes
  • Uprated Brakes
  • Uprated Stereo Systems
  • Wheel Trims
  • Wheelchair Clamps/Straps
  • Wider Tyres
  • Wider Wheels

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