What is dental insurance?

Dental insurance is a type of health insurance specifically designed to cover dental treatment and emergencies. It helps cover the cost of things like:

• Routine check-ups
• Dental treatment
• Dental accidents and emergencies.

Keep in mind that there’s usually an annual cap on how much you can claim, you’re not normally allowed to claim in the first three months and that cosmetic dental work, such as teeth whitening, usually isn’t covered.

Which dental insurance covers implants?

Many dental insurance plans do not include implants in their cover as it is argued there are cheaper alternatives available. However some insurers do offer premium packages which include implants under the policy. The best way to find which lenders offer these options is by comparing today at Tiger.

Do I need dental insurance?

NHS dental care is cheaper than private, but it’s still not free. Although it’s not a legal requirement to have dental insurance, it’s still a good idea if you want to make sure you can afford potentially costly dental treatment, especially if you have ongoing dental problems.

Do I need a private dental insurance policy?

Bear in mind that not all dental insurance policies will cover private treatment and some will only cover NHS treatment as standard. Private dental insurance policies typically cover both NHS and private treatment so are worth considering if you’re likely to seek private treatment too.

How much is dental insurance?

Depending on the level of cover, dental plans can typically range from £70 to £300 a year. This number can be greater or smaller however depending on the lender and the policy you take out.

Is dental insurance more expensive for older people?

The cost of dental insurance usually stays the same regardless of age until around the age of 50. As you get older dental insurance usually becomes more expensive and may be more difficult to get.

How does dental insurance work?

Like other forms of insurance, dental insurance is to cover you against unexpected dental costs. For example, if your tooth is loosened or knocked out in an accident, your dental insurance can cover the costs associated if you opt for private care. You will be covered for as long as your policy is in effect.

Are children included as standard in dental insurance policies?

Normally dental insurance only covers the person named on the policy. Children under the age of 18 get free NHS dental care so you won’t need dental cover for your kids unless you’re likely to seek private treatment for them.

How can I find cheap dental insurance?

There are various steps you can take to find cheap dental insurance deals, such as:

• Shopping around and collecting quotes from various providers using a comparison site.
• Building up a no-claims history, meaning you don’t claim for any treatment outside of standard check-ups
• Choosing the right level of cover so you’re not paying for extra cover you don’t need.

Compare dental insurance quotes with Tiger.co.uk

You’re more likely to find cheap dental insurance deals when you shop around. At Tiger.co.uk we do the hard work for you. Simply browse our list of partners to help make finding the right dental insurance easier.