Truck Insurance Comparison

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Truck Insurance

What is truck insurance?

Truck insurance is designed to insure your truck from damage and injury costs in the event of an accident. Depending on the level of cover you decide to take out you can insure yourself from the following:

  • Third-party only – Damages you may cause to third-parties.
  • Third-party, fire and theft – Damage from fire or theft.
  • Comprehensive – Comprehensive cover against damage to your own vehicle and person when you are at fault.

Third-party cover is the minimum legal requirement for operating a truck on UK roads, the good news is it’s also the cheapest. Whether you’re looking at insuring a motortruck, commercial truck, food truck or semi-truck, third-party insurance will be the minimum legal requirement.

If you’re looking for a more comprehensive cover however, the fully comprehensive is the cover for you. It’s no secret that trucks can do a lot of damage in an accident. Having third-party truck insurance only will protect you from the damage costs you may cause to others but what about your truck?

With fully comprehensive cover, the repairs or pay out for your truck can be claimed in the event of an accident in which you are at fault.

What insurance do I need for a recovery truck?

If you are a recovery operator you will need recovery truck insurance which is essentially another variation of truck insurance. This will provide you with the cover you need to recover or repair vehicles at the roadside in the UK.

How much is recovery truck insurance?

This really depends on factors which are specific to you, these can include the age of your truck, it’s market value, the nature of your operations and the type of cover you wish to take out. These are only some of the factors that influence the final price of your premiums, so it’s worth noting that the best way to find the cheapest truck insurance is to compare multiple insurers.

Here at, we have complied a panel of specialist UK based insurers. This means it’s never been easier to compare your options and get cheaper truck insurance today!