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What is campervan insurance?
Campervan is a type of insurance that specifically covers you campervan from the costs associated from accidents and theft depending on you level of cover. Most campervan insurance policies will cover the vehicle itself as well as the contents within it in the event of an incident requiring a claim.
Typical campervan insurance options include..
- Third party only
- Third-party, fire and theft
- Comprehensive
Each of these levels of coverage differ in their price as well as what they insure in the event of an accident. Typical third party only campervan insurance will cover you for damages you cause to other parties including their vehicles, property and injuries. A fully comprehensive policy will insure you against costs to your own campervan and contents as well as other parties should you be at fault. Additional add on such as windscreen coverage and personal effects coverage can by included into most campervan policies for an additional cost.
How much is campervan insurance UK?
This really depends on factors such as the age, make and level of coverage you need for your campervan. Your driving history and age will also be a factor in the final cost of your premiums. Opting for higher excess could be an efficient way of keeping your premiums low and making sure you get cheaper campervan insurance.
What insurance do I need to rent out my campervan?
If you’re planning on renting out your campervan you should have some form of public liability insurance to protect yourself in the event of an accident involving your campervan. You may also wish to consider business insurance should you want to rent out your campervan under a business model, this will protect your commercial income and assets.
What is the best campervan insurance?
The best campervan insurance can be quite subjective as this really depends on the level of coverage that you need and the specific details of you campervan such as age, make and market value. The best way to find the best campervan insurance is to compare multiple lenders and ensure you check new lenders when it’s nearly time to renew your policy.