Public Liability Insurance Comparison
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Public Liability Insurance
What is public liability insurance?
If you run a business then public liability insurance is a crucial protection against claims made by members of the public for compensation due to injuries or damages. If you are in an industry that has contact with members of the public it is strongly recommended you take out the appropriate level of cover your business.
Public liability insurance is also sometimes referred to as general liability insurance or public indemnity insurance. All of these terms are referring to insurance policies designed to protect businesses and individuals against claims made by members of the public for compensation due to the insured’s business activities, for example slipping on a wet floor that wasn’t marked with a sign etc.
Tiger.co.uk has compiled a large panel of multiple UK based insurance specialists so you can find cheaper public liability insurance fast.
What does public liability insurance cover?
A typical public liability policy can cover you agaisnt the following claims.
- losses associated with injury to a member of the public
- property loss or damage to a member of the public
- Related compensation due to a successful claim
General public liability insurance will generally not cover employees for the above mentioned claims. This means that you will need to take out separate employer liability insurance of at least £5 million worth of cover to be compliant with current regulations.
How much is public liability insurance?
The exact cost of public liability insurance really depends on factors such as the size of your business, the nature of your operations and how much liability coverage you wish to insure for. In short it’s difficult to give an answer regarding the cost of public liability in the UK without taking out a quote. The best way of getting cheaper public liability insurance is by comparing multiple lenders with Tiger.co.uk. Our panel of dedicated UK based specialists can give help you compare quotes fast, finding cheaper insurance has never been easier!
Why do I need public liability insurance?
Although it isn’t a legal requirement in the UK to have pubic liability insurance it is highly recommended. A serious enough claim made successfully against you could bankrupt your business or leave you indebted.