Caravan Insurance Comparison
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Caravan Insurance Comparison
Caravan insurance often doesn’t come cheap, which is why you should shop around for the best caravan insurance deals before you sign on that dotted line. Luckily Tiger.co.uk has got you covered – our caravan insurance comparison service is designed to help you discover roaring great deals from a wide range of caravan insurance specialists.
How much does caravan insurance cost?
There’s no easy answer to that question, because your caravan insurance quote will depend on a wide range of different variables, many of which are unique to you.
For instance, your location, the crime rate in your area, the type of caravan you’re insuring, where you intend to take that caravan, whether or not you’ve had caravan insurance before and whether or not you’ve claimed on that insurance in the past can all influence the cost of your caravan insurance.
The best way to find out home much caravan insurance will cost you is to compare real quotes from real providers.
Are touring caravans cheaper to insure than static caravans?
It’s not a hard and fast rule, but many smaller touring caravans have lower market values than static caravans, which does mean the smaller models are sometimes cheaper to insure.
Does caravan insurance cover the contents of my caravan too?
Yes, many caravan insurance policies do include contents cover as standard, particularly if you’re insuring a static caravan.
However, even if your policy does include contents cover it’s important to remember that you contents will only be covered in the event of a burglary or theft if your caravan was securely locked at the time of the crime.
Coverage Levels and Policy Elements
Insurance policies for motorhomes are typically structured in a similar fashion to car insurance, with coverage for third party damage as standard. Optional extras include theft and fire coverage, and comprehensive coverage, as with car insurance.
For caravans, including touring and static caravans as well as trailer tents and folding campers, the insurance is structured differently. These policies don’t include third party insurance as standard, but do usually include coverage for loss due to theft, fire, and criminal activity.
If I’m insuring a touring caravan will I be covered if I take it abroad?
That depends on the particular policy you take out – some may include European Cover as standard, while others will allow you to add this to your policy as a paid add-on.
Is it true that static caravan insurance is mandatory?
If your static caravan is located in a managed caravan park it is possible the park may have a clause that requires caravan owners to insure their caravans, so it’s important to double check the small print for this.
How can I find cheap caravan insurance?
Securing your caravan is one of the most important considerations, so it might be worth installing additional security features like alarms and window locks.
It’s also vitally important that you shop around by comparing different caravan insurance specialists, rather than accepting your renewal quote.
Paying for your policy on an annual basis could also result in cheaper caravan insurance, and you can sometimes get discounts off your policy if you’re a member of a caravan club.