Scooter Insurance Comparison

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Scooter Insurance Comparison

Technically a scooter can have an engine capacity as high as 750cc, but in practice most scooters are cost effective bikes with relatively modest engines of 50cc or 125cc.

Not only do these smaller engines make those scooters cheaper to buy, but it also means they’re usually cheaper to insure as well.

Of course, that doesn’t mean you shouldn’t still shop around for the best scooter insurance quotes you can find – which is where comes in.

We can help you compare quotes from over 25 motorbike insurance specialists with one short form, increasing your odds of finding the best scooter insurance policy for your needs.

How much does scooter insurance cost?

There’s no way to give a meaningful answer to that question without doing a real scooter insurance comparison, because there are so many variables that will affect your premium, and many of them are unique to you and your scooter.

For example, your location, your occupation, your age, how long you’ve held your licence and whether or not have any points on your licence will all influence your scooter insurance premium.

OK, but is it true scooter insurance is cheaper than ordinary motorbike insurance?

Yes, the average premium for scooter insurance is a little cheaper than the average cost of insuring a regular motorbike, because many scooters have less powerful engines and they’re also often a bit cheaper to repair or replace.

Of course, that’s only an average – your own scooter might have a powerful 500cc engine, or it might be an expensive import, in which case your scooter insurance premium may well be higher than the cost of insuring a motorcycle.

Is it true that parking my scooter in my garage will result in cheaper scooter insurance?

Yes, where you park or store your scooter when you aren’t riding it is an important risk factor in the insurance premium calculation, and since scooters that are parked in a locked garage are less likely to be stolen and less likely to be hit by passing vehicles you could benefit from cheaper scooter insurance quotes.

Is it true that ‘tagging’ my scooter will result in cheap scooter insurance?

Yes, using a smart tagging solution like Aphadot or Smartwater can reduce your scooter insurance premiums a little.