Musical Instrument Insurance

Compare musical instrument insurance policies from’s directory of specialist musical instrument insurance providers.

🎸 COVER: Mechanical Breakdown, Theft & Accidental Damage
🌍 LOCATION: UK & Worldwide
📄 EXCESS: Up to £50

Insure4Music provides equipment cover for instruments of all shapes and sizes.
We don’t believe musicians should pay for more than what they need.

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Special OfferSave up to 50% on all new policies.

🎸 COVER: Mechanical Breakdown, Theft & Accidental Damage
🌍 LOCATION: UK & Worldwide
📄 EXCESS: Up to £100

For over 25 years, we have been a leading musical instrument insurance specialist.
We offer a choice of either a bespoke and personal service, or quick online quotes.

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🎸 COVER: Mechanical Breakdown, Theft & Accidental Damage
🌍 LOCATION: UK & Worldwide
📄 EXCESS: Up to £75

Providing musical instrument insurance to amateur and professional musicians.
Rated 4.5 on Trustpilot.

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🎸COVER: Theft & Accidental Damage
🌍 LOCATION: UK & Worldwide
ℹ️ PUBLIC LIABILITY: Not available
📄 EXCESS: Up to £150

We provide insurance for all types of musical instrument both acoustic and electric.
You can quote and buy online with monthly instalments available.

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Compare Musical Instrument Insurance

Need cheap musical instrument insurance? Whether you want to insure a violin or a guitar, with you can quickly compare music insurance quotes and find some great deals today.

Can you get musical instrument insurance?

Yes. It’s possible to insure musical instruments. Perhaps you are a professional musician and your instrument is how you make a living. Or maybe you are a hobbyist with a beautiful vintage instrument that you want to protect. Whatever your reasons for wanting to find cover, here at we can help connect you with a range of cheap musical instrument insurance policies.

What cover does musical instrument insurance give?

A dedicated musical instrument insurance policy will usually include a set amount of cover in the case of:

  • Accidental damage
  • Theft
  • Loss

In addition to these main components of cover, often policies will allow for add-ons to cover the following:

  • Instrument hire in the event that your instrument needs repairing
  • Worldwide travel, but be sure to check your policy details if this is required
  • Theft from a vehicle

It’s a good idea to buy cover for the exact value of the instrument, so if you had a guitar that was worth £6k, you should take out a policy for that amount. Also, you should be aware that many policies do not cover wear and tear, which can include things like strings, reeds and tuning heads.

Are musical instruments covered by contents insurance?

If musical instruments are damaged at home, for example, in a fire, then a home contents policy might cover them. However, even in this case, you might have to add the instrument as a named item, particularly if it’s of a value higher than around £1500. Check any existing policy for details if you are unsure. If you take the musical instruments out of the house you are not usually covered by any home contents policy if they are damaged, lost or stolen.

How can I find cheap musical instrument insurance?

As a first step, it’s a good idea to compare musical instrument insurance quotes from multiple providers. Use an unbiased comparison service, like, to collect quotes from trusted UK providers. When you compare a range of quotes it gives you good visibility on a range of interest rates and repayment figures so it helps you to pick a good deal.

Find great deals with

Find fantastic deals on a range of insurance policies with Whether you need gadget, home or jewellery insurance, simply fill out a quick and easy online form and we’ll search some of the top UK providers to find you great deals on your insurance policies.