Canal Boat Insurance Comparison

Compare Cheap Canal Boat Insurance

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  • Compare multiple policies with one short form
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Compare Canal Boat Insurance

All boats operated on inland waterways are required by law to have insurance. Generally speaking, canal boat insurance is cheaper than car insurance due to there being fewer risks on inland waterways, but the exact coverage always depends on your policy. With, we make it easy to compare quotes on canal boat insurance and find a great deal for your narrow boat.

All we ask you to do is fill out a form on our website by inputting the requested details and we’ll provide you with a wide range of cheap canal boat insurance quotes from UK providers to help you secure the insurance that is right for you at a very affordable price. It is really that simple.

Do I need canal boat insurance?

While it isn’t necessary to have canal boat insurance if your canal boat isn’t in use, actively cruising canal boats will need to be covered by an insurance premium by law.

It’s important to have insurance to cover you in certain situations such as accidents, damage, theft, or unexpected defects. Depending on your policy, you could have additional protection in place.

What do you need to insure a narrowboat?

It is recommended and suggested that you have a million pounds worth of public liability coverage when using inland waterways. As mentioned above, actively cruising canal boats will need to be covered by an insurance premium under law.

How much is canal boat insurance?

Similar to other types of insurance, canal boat insurance costs depend on factors such as the type of canal boat, it’s age, any previous claims made and so on. There may also be additional costs to consider such as a boat licence and council tax etc.

What am I covered for with canal boat insurance?

The type of coverage you’ll have largely depends on your chosen policy. However, some of the typical situations covered include:

  • Accidental damage
  • Underlying defects
  • Negligence
  • Theft
  • Freezing
  • Third-party liability.
What does canal boat insurance not cover?

Regardless of which policy you choose, there are certain circumstances you’ll not be covered for, such as these:

  • Wear and tear
  • Pest damage
  • Rust or corrosion that should have been resolved during servicing
  • Weathering and rot.

Other factors which may have an impact on your policy price include:

  • Cruising distance and frequency
  • Canal boat use, such as whether it’s your primary residence
  • Personal property and contents.
How can I find cheap canal boat insurance?

The best way to get cheap canal boat insurance is to compare canal boat insurance quotes at Upon filling in your details, you’ll be presented with a selection of quotes from a variety of trusted UK providers. The cost of insurance will depend on the policy you choose, so always be sure to read the small print to ensure you’re getting an appropriate policy for your needs. If not, it could leave you having to find thousands of pounds should the worst happen.

Can I talk to someone about canal boat insurance at

Yes. Our expert team is happy to answer your queries about getting cheap canal boat insurance. We understand that it can be confusing finding an appropriate policy that provides you with the coverage you need, so please get in touch to discuss your policy requirements. We can also assist with other types of boat insurance including commercial boat insurance and yacht insurance.