Commercial Boat Insurance Comparison
Compare Cheap Commercial Boat Insurance
- Find cheap commercial boat insurance in a matter of minutes
- Compare multiple policies with one short form
- Top deals from many of the UK’s best insurance providers
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Compare Commercial Boat Insurance
If you own a marine-based business (such as a fishing enterprise, water-taxi service, or boat tour company), you’ll likely be on the lookout for competitive rates for commercial boat insurance to reduce business outgoings. With the cost larger vessels costing millions of pounds, getting the right coverage is crucial to prevent financial strain on your business and even bankruptcy.
That’s where we come in. Tiger.co.uk’s insurance comparison service can help business owners reduce their premiums by providing them with competitive insurance quotes with quality coverage that ticks their boxes. Get cheap commercial boat insurance today – what are you waiting for?
Do I legally need to have commercial boat insurance?
This will depend on where you typically sail your boat.
If your boat will only ever sail out at sea, then there is no legal requirement for you to take out insurance. Do be aware that if your boat docks at harbours or marinas, there is usually a contractual agreement in place to have insurance cover. Similarly, if you took out a loan to purchase your boat, the contract may also state that relevant insurance is required. Always check over your contracts so that you are not caught out by unexpected loopholes which could land you in severe financial trouble.
If your boat operates on inland waterways, insurance is compulsory in all instances.
What am I covered for with commercial boat insurance?
Different policies offer various types of coverage – giving you the choice to decide on which option suits you best. Here are just a few of the benefits that are typically covered in standard commercial boat insurance premiums:
- Third-party liability cover
- Personal accident cover
- Mechanical faults
- Theft and vandalism
- Weather damage
Always read the small print to ensure you’re covered for some of the most common and costly eventualities.
How much does commercial boat insurance cost?
This all depends on the standard of your policy. Insurance specialists take an array of factors into account when calculating your premium, so this all depends on the variables you have declared.
Some of the factors which can affect the cost of your premium include:
- The model/size/age of your boat
- The estimated market value
- The value of cargo transports
- Where you typically sail it
To ensure you’re getting the best price available, we’d advise you to use our price comparison service so that you can compare commercial boat insurance quotes from a variety of different providers and select the premium that ticks your boxes.
Can I speak to someone about commercial boat insurance?
Yes. Our experts at Tiger.co.uk are always on hand to advise you on the most suitable policies to match your needs. We can also help you get the best prices for alternative boat insurance types, such as yacht insurance and Catamaran insurance.