Older Drivers Car Insurance Comparison

Compare Cheap Older Drivers Insurance

  • Find cheap older drivers insurance in a matter of minutes
  • Compare 110+ providers & save up to £504*
  • Top deals from many of the UK’s best insurance providers

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Increase your odds of finding the best insurance quotes by comparing policies from a wide range of providers side-by-side.


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Older Driver Insurance

Compare Older Driver Insurance

As you get older, you’ll likely find that your insurance premiums get cheaper until you hit a certain age. Over the age of 80, your insurance is likely to get more expensive again and you might find some insurers will even refuse to insure you.

Read on to find out more about older driver insurance and how can help you find great deals on insurance for older drivers.

Is insurance more expensive for older drivers?

As you get older you’re less likely to cause a road traffic accident and so your insurance premiums tend to go down. That is, until you get to your mid-seventies when your chances of causing an accident and your insurance premiums both go up again.

Drivers aged 60-70 tend to pay the lowest premiums. Although drivers aged 80-plus will see their premiums increase again, they’re still likely to pay less than drivers under the age of 50.

What is the best insurance company for older drivers?

There are insurers who specialise in insurance for older drivers, but many other insurers provide good deals for more mature drivers too. To help you find cheap older driver insurance, it’s best to use a price comparison service, like Simply fill out a quick online form and we’ll collect quotes from multiple UK providers and help you compare older driver insurance premiums.

Insurance for older drivers: What factors will insurers consider?

As with any driver, factors such as the age and make of your car, security features, claims history and postcode will all affect your insurance premium. If you’re 70 or over, insurers will also tend to look at your medical history and how long you’ve held your driver’s licence.

Do I have to declare a medical condition?

If you’re over the age of 70 and diagnosed with a medical condition that could impair your ability to drive, then you must inform the DVLA. If you fail to declare a condition you could face a fine of up to £1,000 or even face a criminal conviction if you’re involved in an accident.

How often does an older driver have to renew their licence?

British drivers over the age of 70 must renew their licence, free of charge, every three years. About three months before your 70th birthday, the DVLA will send you a D46P form to complete so that you can renew your licence.

Find great deals with

You’re more likely to find cheap older driver insurance deals when you collect quotes from multiple providers. Use’s free, quick and easy comparison tool to help you compare offers. can help with other types of insurance too. Whether you’re looking for insurance policies for women, young drivers, or without a black box requirement, we can search and help you find great, competitive deals.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Big Cat Ventures Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.