Home Gadget Insurance

Insurance for Home Gadgets

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Home Gadget Insurance

Compare Home Gadget Insurance

Looking for cheap home gadget insurance? With you can quickly compare home gadget insurance quotes and find the deal that’s best for you.

How does home gadget insurance work?

You will pay a monthly premium to get access to a certain amount of cover which will cover the cost to replace or repair the device if it is lost, stolen, or accidentally damaged.

Are gadgets covered on home insurance?

Home insurance can cover some items but many will not include repair costs or replacements if you are at home. A separate contents insurance policy can cover you for your items if they are damaged and stolen regardless of your home insurance.

Do I need home gadget insurance?

It depends. Your family’s devices may already have some level of cover through an existing home contents insurance policy. However, these policies usually have many limitations. For example, gadgets are often not covered if an incident occurs outside the home. The portability of gadgets means they’re often susceptible to theft, loss, and damage outside the home. Lost phones and cracked screens can be a big cost for a family. Having a family gadget insurance policy to protect against these things happening can mean peace of mind. With the right coverage, if an item is lost, stolen, or damaged, you know that the costs involved to replace or repair it will be covered.

What does home gadget insurance cover?

Every policy is different but usually a gadget insurance policy will cover the cost to repair or replace your family’s gadgets should they accidentally damaged, lots or stolen. Whether it’s a phone or a TV, there’s a policy to protect it.

How much does it cost to insure my gadgets?

The cost depends on a number of factors that may include:

  • The number of gadgets you want to insure
  • The level of cover that you want.

If you insure more than one gadget as part of a bundle, you could save money on the total cost. According to one source, the average monthly cost to insure a bundle of 3 gadgets was £16 a month (based on averages from 2020).

Are there limitations as to what my home gadget insurance will cover?

Usually, each insurance company will have its own set of limitations about what won’t be covered. For example, many may not accept claims within the first 14 days of a policy. Some don’t insure phones that are more than six months old.

How do I find cheap home gadget insurance?

One of the best ways to find cheap home gadget insurance is to use an unbiased comparison site like Simply enter your details to compare home gadget insurance quotes quickly and easily. Our system is designed to make it easy for you to compare home gadget insurance quotes at a glance.

Find great deals with

You can find competitive home gadget insurance quotes from some of the UK’s leading providers with We make it easy to shop around and compare gadget insurance policies with our fast, easy-to-use system.