Bad Credit Loans Comparison

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Cheap Loans for Bad Credit

Do you want to compare bad credit loans? Here at, we can help you find cheap loans for bad credit from a variety of leading UK loan providers. Whether you need a car loan or a personal loan, our easy-to-use online system can help you compare quotes quickly and easily today.

Can I get a loan if I have bad credit?

A poor credit score impacts your ability to find competitive deals on personal loans. But it doesn’t mean you won’t find one. Some lenders specialise in lending to those with poor credit. You will, however, usually always pay a much higher rate of interest on any loan. In this situation, it’s all the more important to compare bad credit loans from a range of willing suppliers to help you find a competitive interest rate.

What are the easiest loans to get with bad credit?

A poor credit score indicates to lenders that you are a potential risk. Usually, lenders will only offer a secured loan, or a secured loan as part of a joint application. Securing the loan against someone else’s property or collateral help lenders manage the risk.

How can I improve my credit score?

There are various ways to improve your credit score, some of which we will outline here:

A poor credit score isn’t always caused by mismanagement of your finances, sometimes a poor credit score exists because you aren’t utilizing any credit. Without evidence of how you handle credit, lenders view you as a risk. Try applying for a credit building credit card in this case. If managed well, it could help you build your credit score.

Stay on top of payments and speak with creditors

If you already have debts, be sure to keep up to date with payments and speak to your creditors if you are struggling.

Log rent payments

If you rent, speak to your landlord about logging your rent payments with an agency such as Credit Ladder which will report these payments to credit reference agencies. If you make timely payments, it can help improve your score.

How can I find cheap loans with bad credit?

If you use an unbiased comparison site such as, you can find a range of cheap loans with bad credit scores considered. Our expertly designed system allows you to easily compare bad credit loans from a range of UK providers.

Find great deals with

You’ll find some fantastic deals with We make it easy to compare bad credit loan quotes from a variety of sources, giving you a chance to find a competitive loan that suits your circumstances.