Puppy Insurance Comparison

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Compare Puppy Insurance

Are you looking for cheap puppy insurance to protect your four-legged friend? It can be a challenge to find the right pet insurance for your needs at a competitive price. At, we help you compare insurance quotes so that you can find a great deal.

When should you start puppy insurance?

You should get puppy insurance as soon as you get a puppy. This is because you want to make sure that you are protected as soon as possible in case your puppy has an accident or becomes ill.

Is it worth insuring a puppy?

Puppies are full of energy and can get into all sorts of mischief, so puppy insurance is a good idea. Pet insurance can help protect you from costs if your puppy has an injury, or develops an illness. Veterinary care can be expensive, so insurance can save you a lot of money if something goes wrong.

How much is puppy insurance?

This really depends on factors which differ on a case by case basis. For example your puppy’s breed can have a big influence on how risky an insurer views you when it comes to making a claim, the higher chance of you making a claim means the premiums of your policy will be higher.

What age can I insure my puppy?

The typical age you’ll be able to insure your puppy is when it’s 8 weeks old. Some insurers will let you insure a puppy that is as young as 5 weeks however so check with the insurer which ages they are willing to start covering your puppy.

Can you insurance a puppy before you buy it?

Since most insurers will not pay out for any claims made for the first two weeks of a policy it’s important to try and arrange the insurance 2 weeks before you get your puppy. Some companies will vary in their warming up period length so it’s important to check between lenders.

What pet insurance should I get for my puppy?

There are four main types of pet insurance, these are outlined below…

  • Lifetime
  • Annual (or time limited)
  • Accident only
  • Maximum benefit

Lifetime is generally considered the most comprehensive form of coverage and will insure your puppy for life. The premiums you pay will be adjusted throughout your puppies life but you will have the benefit of cheaper coverage when you insure your puppy young.

How long does puppy insurance last?

There are two main types of puppy insurance. You can either get lifetime insurance that’s renewed each year to help cover illnesses that develop during your insurance period. Alternatively, you can get time-limited insurance that insures your puppy for a set length of time, usually 12 months.

Do I need pet insurance?

It’s not a legal requirement to have pet insurance for your pet. However, puppies can be prone to injuries, and there is always a risk that your puppy could develop an illness. Having appropriate pet insurance can help you cover the costs if this happens.

Does pet insurance cover you straight away?

Most insurance policies will have an exclusion period of 14 days after you start the policy. You cannot usually claim on your insurance during this time. You should always check the terms of an insurance policy to see if there is an exclusion policy.

What is covered by puppy insurance?

Puppy insurance can cover a wide range of issues, including:

  • Diagnostic tests for illnesses and injury
  • Prescription medication
  • Surgeries
  • Loss and theft
  • Death
  • Damage caused by your puppy to other peoples’ property.

You can specify what you want to be covered when you look at taking out an insurance policy.

What isn’t covered by puppy insurance?

Some things are rarely covered by puppy insurance, such as:

  • Preventative treatments, such as vaccines and neutering
  • Treatment for an illness that could have been prevented by a standard vaccination
  • Pre-existing medical conditions.
Find great deals with

Here at, we make it quick and easy for you to find great deals on puppy insurance. All you need to do is input your details and you’ll receive quotes from some of the UK’s top pet insurance providers. Comparing insurance offers can help you save time and money when looking for puppy insurance. We can also help with cat insurance, rabbit insurance, and other pet insurance.