Cycling liability Cover Comparison

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Cycling Liability Cover

Compare Cycling Liability Cover

While you may choose to cycle for fun or perhaps as your transportation to work, have you ever thought about what may happen if you caused damage or injury to someone while cycling? With public liability cover in place, you don’t have to worry about worst-case scenarios as you’ll be financially protected against claims.

Browse hundreds of quotes in moments and find cheap cycling liability cover today with

What is cycling liability cover?

Public liability cover for cyclists helps cover you for any incidents that occur while on your bike that may cause third-party damage or injury.

While there is no legal obligation to have insurance for riding your bike, it’s important if you use your bike every day as there’s a much greater likelihood of risk. For example, you may accidentally damage someone’s car, or bump into a pedestrian while cycling and find yourself having to pay substantial costs. But with liability insurance, you have the peace of mind that you’ll have some financial protection.

Why do I need cycling liability cover?

Even the most careful cyclists aren’t immune to risks while on the road. If you get caught up in an accident that’s believed to be your fault, you could face financial penalties to cover the cost of someone else’s property or compensation for personal injury.

Public liability insurance is a form of financial protection to prevent you from falling into severe debt or bankruptcy should the worst-case scenario occur.

What is covered in cycling liability cover?

The type of insurance coverage you have will be dependent on your policy, however, you’ll need to have a minimum of third-party cover to protect you should you cause damage or injury to another party.

Third-party insurance will help cover you in situations such as:

  • Incidents caused when riding your bike which are allegedly your fault
  • Physical injury to another person
  • Damage to someone’s property/vehicle
  • Legal costs for your personal defence.
How do I get cheap cycling liability insurance?

There are several ways you can get cheap cycling liability insurance. First, limit the amount of time you spend on the road. However, this may not be a possibility if you use your bike as your main method of transport.

Second, it’s a great idea to use a price comparison site such as where you can compare prices from hundreds of providers across the UK. We make it easy for you to find the right policy at an affordable price.

Can I speak to someone about cycling liability insurance?

Yes of course. We’re always happy to answer any queries you have about finding the right insurance policy for you. We’ll be happy to offer you reasonable cycling liability cover quotes and we can also assist with other insurance types including electric bike insurance and home insurance.