Contents Insurance Comparison

Contents Insurance

Compare Contents Insurance Quotes

Contents insurance policies can give you financial protection for your belongings in the event of theft, damage, or loss. Contents insurance providers offer different levels of coverage based on their own criteria, so it’s important to compare policies from different providers before you buy. This comparison system is fast and easy to use, so you can compare contents insurance quotes in no time at all.

What does contents insurance cover?

Contents insurance covers varies but can cover all sorts of items in your home, including furniture, carpets, curtains, art, and electricals. Many policies can also cover personal belongings such as jewellery and clothing, so it’s important to check the level of coverage that is provided.

What is not covered by contents insurance?

Not all items are covered by content insurance policies, so it’s important to check the terms and conditions of your policy carefully. Most policies will not cover items such as money, business goods, or any items left in an unlocked car. It’s also worth noting that some providers may not cover accidental damage, so you should always check the terms of your policy before buying.

How much does contents insurance cost?

The amount you pay for a policy will depend on a number of factors, such as the level of coverage you require and your location. Every provider has their own criteria and will calculate premiums differently, so it’s important to compare policies from different providers to get the best deal for you.

Do I need contents insurance?

Contents insurance is not a legal requirement in the UK, but having a policy in place provides peace of mind. In the event that something goes wrong and your possessions are damaged or stolen, contents insurance could help to cover the cost of any repairs or replacements.

Is contents insurance worth getting?

Contents insurance gives you peace of mind and financial protection if something were to happen to your possessions, so it’s worth considering getting this extra security. It’s particularly important if you own expensive items such as jewellery, art, or other valuable possessions.

How do I compare contents insurance policies?

At Tiger.co.uk, we give you access to fast and easy comparisons on contents insurance quotes. All you have to do is enter a few details about yourself and the amount you wish to insure, and this comparison engine will generate quotes from trusted UK providers.

What should I consider when comparing contents insurance?

When comparing contents insurance policies, it’s important to consider:

• The level of coverage
• Any exclusions or excesses
• The cost of the policy
• Special features or benefits
• Any discounts
• The claims process and customer service.

What other insurance should I consider?

In addition to contents insurance, you may also want to consider other types of coverage such as buildings insurance. You may also want to consider combining buildings and contents insurance into one policy, as this may be cheaper than buying multiple policies.

Which kind of contents cover fits you?

Contents cover comes in a few shapes. The right one depends on what you own and where you take it.

What counts as contents, and what does not

Contents are the things you would pack up and take with you if you moved. The Financial Ombudsman Service gives TVs, jewellery, furniture and clothes as examples, and counts fitted carpets as contents too.

Getting your contents sum insured right

The Association of British Insurers says to spend time working out what your belongings are worth. Overestimate and you pay more than you need to. Underestimate and a claim may not be paid in full.

Room by room contents checklist

• Living room: sofa, TV, speakers, rugs, curtains
• Kitchen: appliances that are not built in, cookware, food
• Bedrooms: beds, wardrobes, clothes, shoes, jewellery
• Loft, garage and shed: tools, bikes, garden furniture, decorations
• Home office: laptop, monitor, printer, desk chair
• Items worth more than your policy’s single item limit, listed separately

How to compare contents insurance on more than price

Two quotes with the same price can pay out very differently. Check each one for new for old cover, the single item limit, the excess and whether accidental damage is included.

Remember to look at renewal time, too. Since 1 January 2022, FCA rules mean your renewal price should be no higher than a new customer would pay with the same insurer.

Contents cover quotes with Tiger.co.uk

Tiger.co.uk compares home insurance quotes from over 40 UK providers with one short form, so you can see several prices for the same cover side by side. Got a camera kit or a cello? Gadget insurance or musical instrument insurance can cover them in more detail than a contents policy.

Ready to see real prices? Start your contents insurance quote with Tiger.co.uk. It takes a few minutes, and policies vary, so check the cover and excess on each quote before you choose.

Are carpets covered by contents insurance?

Usually, yes. The Financial Ombudsman Service treats carpets as contents, even when they are fitted, because they can be taken up and laid again in a new home.

How do I work out how much contents cover I need?

Go room by room and add up what it would cost to replace everything as new, including clothes, kitchenware and items in the loft or shed. Items in the loft and shed are easy to forget.