E-bike Insurance Comparison

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Compare Electric Bike Insurance

While it is not a legal requirement to have insurance for your electric bike, it is certainly worthwhile if you’re worried about the cost of repairs or even a replacement in the event of loss or damage. Given that most e-bikes cost thousands of pounds, you could save yourself the financial burden by taking out good electric bike insurance.

You never have to spend over the odds on electric bike insurance with us. All we ask you to do is fill out our online form and we’ll give you a selection of great quotes based on your policy requirements, so you can get cheap electric bike insurance.

Do I need electric bike insurance?

It is down to you whether you wish to take out insurance for your e-bike, however, most owners opt to do so as a form of protection against theft, damage, or third-party injury and damage.

Depending on the level of insurance you take out, your e-bike may already be partially covered by your existing home insurance. Some providers are happy to include e-bikes on the content insurance aspect of the policy, which would cover costs if it was stolen or damaged while the bike is on your property.

However, relying on this may mean that you’re only covered while the e-bike is at home and not on the road. With this in mind, it may be worth taking out cheap electric bike insurance to provide you with the highest protection possible.

Are electric bikes covered on home insurance?

Most home insurance policies will not cover an electric bike unless otherwise stipulated. You will likely need to take out specific E bike insurance.

What is covered in electric bike insurance?

What is included in your electric bike insurance policy depends on the type of coverage you select. If you choose to rely on home insurance, your e-bike will be covered for:

  • Theft
  • Damage and vandalism

If you take out specialist e-bike insurance, you can reap benefits within the policy including:

  • Third-party loss (e.g., If a commercial airline loses your e-bike during transportation)
  • The e-bike is stolen when locked to your car
  • Accident cover during marathons/triathlons
  • Travel for up to 4 months.
How much does electric bike insurance cost?

Your e-bike might already be included in your existing home insurance, but if you’re not satisfied with the cover offered, it would be wise to take out a separate policy.

E-bike insurance varies in price depending on the level of coverage you require, as well as your usage, location, and the value of the bike.

To ensure you’re always getting the cheapest price on your policy, it would be wise to carry out an all-of-market price comparison on our website. Upon filling in your requirements, you’ll be provided with a selection of competitive quotes from various providers and you can simply select the one you prefer.

How to reduce electric bike insurance

There are a few solid steps you can take to keep you electric bike insurance down.

  • Always compare multiple lenders and quotes for the best offer.
  • Opt for a higher deductible, this can keep your premiums down if you are confident you likely won’t have an accident.
  • Use your E-bike for commuting, you may be eligible for a discount.
  • Invest in security, keep your e bike in a locked, secure place and your premiums will likely be lower.
Can I speak to someone about electric bike insurance?

Yes – we’re always happy to help answer any questions about electric bike insurance quotes. At, we can also offer advice on cycling liability cover and home insurance.