Car Finance Comparison

Compare Cheap Car Finance Deals

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

Compare Car Finance Deals

Whether you’re looking for PCP or HP car finance, it pays to shop around by comparing car finance deals from a range of providers. Not only can this increase your odds of finding the best car finance deals, but when you use a price comparison service like to do compare deals you can often save both time AND money.

What factors should I consider when I’m comparing car finance companies?

Well firstly, you’ll need to decide what kind of car you want to buy. For example, if you’re buying a sports car, you’ll probably need to borrow more money than someone who wants to buy a family saloon, which means you’ll have to go with a car finance company that offers bigger loan amounts.

Once you’ve decided on the type of vehicle you want to buy, you’ll need to consider the amount of money you want to borrow, and the size of deposit you’ll pay towards the vehicle yourself.

You’ll also need to think about the length of time you want to borrow the money for – the longer the car finance term, the cheaper the monthly repayment – but the more you’ll pay overall by the end of the car finance period.

What’s the difference between HP car finance and PCP car finance?

A hire purchase agreement (HP car finance) works exactly like an ordinary personal contract purchase agreement except that the final payment is due at the end of the term. At the end of the term, you either pay off the entire amount owed or return the car if you haven’t already agreed to extend the term.

A Personal Contract Purchase (PCP), on the other hand, is a secured loan where the lender takes ownership of the car once you reach the end of the term and make the final repayment. Unlike HP agreements, you don’t automatically own the vehicle after your car finance term is finished.

What is the cheapest car finance option?

The cheapest car finance deal will depend on a range of different factors, but in many cases PCP car finance contracts are a bit cheaper than HP deals.

How can a car finance comparison service help me?

When you use a car finance comparison site you could save a significant amount of time, because you won’t have to trawl through the websites of hundreds of different car finance providers. You could also save money, because using a comparison site to shop around can increase your odds of finding the best car finance deals for you.