Car Finance with No Credit Check Comparison

Compare Cheap Car Finance with No Credit Check

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Car Finance with No Credit Check

Cheap Car Finance with No Credit Check

There are a few reasons you might want to find car finance with no credit check. Whether you want to finance a used car, get a good deal on a PCP loan or even a personal loan, here at we can help you find a range of options for cheap car finance with no credit check.

Can I get car finance without a credit check?

The simple answer is yes. However, it’s unusual for any financial organisation to offer any kind of loan without conducting a credit check. You may be able to find some specialist organisations that will loan to individuals with bad credit and who don’t conduct a credit search. These companies are likely to offer loans with high-interest rates.

What is the lowest credit score to buy a car?

There’s no definitive answer to this question. Lenders use a complex range of information to inform their lending decisions and this is based on a number of factors including:

  • Your income
  • Amount of available credit you have already used
  • Your past credit history
  • How much you want to borrow and how affordable this is for you
Can I get a car loan with a credit score under 500?

It is possible to get car insurance with lower credit scores however it will be more expensive due to the increased risk perception on part of the lender.

How can I improve my credit score?

There are a number of ways to increase your credit score. This includes:

  • Ensuring you are on the electoral roll
  • Checking your address history is correct
  • Ensuring you make timely payments on any debts
  • Utilizing available credit, if you don’t already
  • Logging rent payments with an organisation like Credit Ladder, which report them to the credit agencies
How fast will a car loan raise my credit score?

A credit score is a complex set of data that is dependent on individual circumstances, so there is no easy answer to this question. When you take out any loan your score may drop as you are utilising more of your credit. Once you have a few months of regular payments, you may notice your score improves.

Where can I find cheap car finance with no credit check?

As a first step, it’s a good idea to compare car finance with no credit check options from multiple providers. Use an unbiased comparison service, like, to collect quotes from trusted UK providers.

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Find fantastic deals on car finance with no credit checks UK options with Fill out a quick and easy online form and we’ll search some of the top UK providers to find you great deals on cheap car finance with no credit check today.