Cheap Apartment Insurance Comparison

Compare Cheap Apartment Insurance

  • Find cheap apartment insurance in a matter of minutes
  • Compare multiple policies with one short form
  • Top deals from many of the UK’s best insurance providers

Why use


Compare quotes from multiple UK insurance providers

Increase your odds of finding the best insurance quotes by comparing policies from a wide range of providers side-by-side.


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One simple online form is all it takes to compare hundreds of different policies.


Save time and money

Comparing quotes online is fast and easy, and could save you hundreds of pounds.


Over three million people use the price comparison services

They’re saving money on their insurance – you can too.



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An unbiased price comparison service

We are an independent business and aren’t owned by any insurance company.

Compare Apartment Insurance Online With Tiger

Need cheap apartment insurance? Whether it’s buildings or contents cover you need, with you can quickly compare apartment insurance quotes and find great deals

What factors affect apartment insurance?

Several factors can affect the price you pay for apartment insurance, including:

  • Your postcode. Insurers will look at crime and burglary rates when calculating your premium.
  • Security. Added protections like door and window locks and alarms can reduce your costs.
  • Your circumstances. Your personal situation including your age and occupation can affect your rates.
  • Flood risk. If you have a history of claims you’re likely to pay more.

Providers can give different weightings to these variables, so it’s always a good idea to shop around and compare quotes from a wide range of insurers.

Providers can give different weightings to these variables, so it’s always a good idea to shop around and compare quotes from a wide range of insurers.

Do I need apartment building insurance if I own the apartment?

If you own a share of the freehold then you normally need to take out a joint buildings insurance policy with your neighbours. If your apartment is owned on a leasehold basis then it’s likely the freeholder will be responsible for insuring the building, but make sure to double-check this in the leaseholder agreement.

What does apartment insurance cover?

There are different types of cover you can opt for to insure an apartment. Here are some of the main types of apartment insurance:

  • Buildings insurance covers any structural damage caused to the roof, walls and floor.
  • Contents insurance covers damage to personal possessions in your home but doesn’t include fixtures like carpets, bathroom or kitchen fittings.
  • Accidental damage protects you from any mishaps that cause damage to your home fixtures and possessions.
  • Home emergency cover offers assistance if you have an emergency like a broken boiler.
  • Legal expenses can cover the cost of legal fees if you get into a dispute with neighbours.
  • Alternative accommodation cover pays for the cost of temporary accommodation if your apartment is uninhabitable because of fire or flood damage.
Does apartment insurance cover accidental damage?

A standard buildings and contents insurance policy won’t typically include accidental damage cover, but you can usually add this on to your policy as an optional extra for a small fee.

How do I find cheap apartment insurance?

As a first step, it’s a good idea to compare apartment insurance quotes from multiple providers. Use an unbiased comparison service, like, to collect quotes from trusted UK providers. Beyond that, the following steps might help you secure cheap apartment insurance:

  • Pay for your policy annually rather than monthly.
  • Improve your home security with alarms, BSI-approved locks and glass-break sensors.
  • Increase your voluntary excess.
  • Build up a no-claims discount.
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Find fantastic deals on flat and apartment insurance with Fill out a quick and easy online form and we’ll search some of the top UK providers to find you great deals on your apartment insurance today.